N&K CPAs Inc.

One of the largest locally owned certified public accounting firms in the State of Hawaii servicing local, national, and international clientele across the pacific.

Welcome to N&K CPAs,  Inc, one of the largest locally owned certified public  accounting firms in  the State of Hawaii. The firm was founded in 1973 with  the partnership  of Sadao Nishihama and Glenn T. Kishida. Today, the  firm has over 60  personnel, including six principals.

There are five major divisions in the firm: Assurance Services, Tax Services, Management Consulting, Information Technology, and Administrative Services. Together, personnel in these divisions provide clients with a full range of services from the traditional audit, tax, and bookkeeping services to business and technology consulting. There is also an international department which services our foreign clients.

Physicians face unique retirement savings challenges

Physicians should be saving at least 15 percent more for retirement than their current levels, according to a new survey by Fidelity Investments of 5,000 physicians nationwide. Physicians who want to live a financially comfortable retirement should save enough to replace 71 percent of their income, the study said. Current savings levels are at 56 percent.

Part of the reason achieving retirement is more of a challenge for physicians, the study found, is that doctors have more student debt than many professions, as well as a shorter savings horizon because many are in their 30s by the time they finish their residencies.

Many physicians also do not have adequate savings opportunities in their defined contribution plans because of IRS contribution limits, the study said...

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